Employer Mandate/Pay or Play

This Patient Protection and Affordable Care Act mandate requires employers to either offer minimal levels of health insurance coverage to their employees or pay a fine, which in turn will subsidize health insurance for those without access. This part of the health reform law will go into effect for plan years beginning on or after 1/1/2014 and for employers with 50 or more full-time employees who choose not to provide group coverage and have at least one employee obtaining federally subsidized coverage through a health insurance exchange.